We now offer "Buy now, Pay later" with 0% interest through HeidiPay for customers in Switzerland. 

To use the service, you need to: 
  • Be between 18 and 70 years old
  • Be a resident in Switzerland
  • Be a Swiss citizen or have a residence permit C or B since min. 1 year
How to pay installment with HeidiPay? 
  1. Go to our website; www.swisstoniq.com 
  2. Add your favorite items in your cart
  3. Select HeidiPay at Checkout 
  4. You will be redirected to HeidiPay app
  5. Select your payment duration
  6. Enter your personal and card information on HeidiPay
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HeidiPay check with CRIF AG credit agency that you are registered at the residential address provided to the store. If your address cannot be found, please contact CRIF AG by phone +41449135058 or by email support.ch@crif.com attaching a proof of address (e.g utility bill). They will fix it within 24h and you can then try again to make your purchase. 
Read terms and conditions and privacy policy at www.heidipay.com